I recently had the opportunity to go out and buy my first car. It was an interesting experience in which I learned quite a bit about the business and also about all of the steps that are taken through the negotiation process. I learned that in doing so, I, as a potential customer, actually have quite a bit of leverage, if the dealer is looking to move even more cars off of the lot. As a result, I felt that the best thing that I could do was to lowball the offer. It ended up working out okay and I feel like I ended up getting a great deal on the trade in and the car that I was going to buy. Nevertheless, it started to hurt a little bit when I was paying all of the taxes and all of the throw ins that are included with the purchase of a new car. As a result, I had to start looking for an insurance solution that was affordable to me. Fortunately, I was able to develop a strategy in this method.
I wanted to make sure that my car was fully covered when I first got it off of the lot. If I didn’t, there would have been the chance that it could have gotten totaled and that would have taken all of the loan and I would be out of luck. To fully insure the car, it was a lot of money. There were several mechanisms in place though. I was able to bundle my car and my home insurances. It was not a huge game changer, but it allowed for me to make myself much more comfortable. I did not have to do a lot of shopping around because I was able to go with the insurance company that I already utilized. It was also helpful because I was able to figure out a way that allowed for me to overlap my coverage to make sure that if I was in an accident, it would not allow for someone to take my home from me. That is a very important thing that I think that few people know.
I was also able to figure out a way in which I could put a mechanism in my car that tracked my driving and I was able to save a few dollars a month that way. I do not think that it does save me that much money, but hopefully I am getting some benefit out of it. Otherwise, I think that I would be struggling to figure out why I have it. The biggest thing for me is that I have a high quality car insurance that will protect me when I need it the most. Outside of that, little matters in my opinion. I hope that this is the case for everyone because in my opinion, no one should be forced out of their home because of a car accident that was not their fault or was just an accident.
3761 S 700 E
Salt Lake City, UT 84106